Second Chance Mistletoe Kisses by Anne-Marie Meyer

Quinn is a single mom who’s down on her luck. It’s a few days before Christmas and despite the fact that she’s desperately trying to keep her world from crumbling down, fate just isn’t on her side. Just as she wrangles her five-year-old daughter into her truck, the wind picks up and scratches the Jaguar next to her. Dollar signs flash through her eyes, but it’s nothing compared to the fact that the car belongs to Collin Stewart–the boy who broke her heart so many years ago.
Collin is back in his sleepy home town to spend the holiday’s with his sick grandmother. While out on a run for her, he discovers that the girl he’s never really been able to forget about has scratched his car. His thoughts keep returning to her and at the prompting of his grandmother, calls her to inquire about her plans for the holidays. He soon discovers that there’s been a house fire at Quinn’s house and the only plausible reaction to that is to ask her to stay with him.
It’s hard enough living in close quarters with a person you once loved, but add in Collin’s sneaky grandmother and Quinn’s precocious daughter and feelings get harder to ignore. Both want to protect themselves, but they soon discover that perhaps love is worth overcoming the fear.