SEALed With A Kiss by Rachel McNeely

Shy librarian Beth Landon is a small-town girl who never quite fit in. After the death of the mother she cared for, she decides to take a chance and move across the country to San Diego to be closer to the last family she has left.
Easygoing Zack Ross makes no bones about loving his life as a SEAL. As far as he’s concerned, women are fun in small doses, but too much of a distraction from the serious business of serving his country to consider for anything long-term. Until he meets a woman who has no idea just how tempting she is.
Beth knows Zack will break her heart, and likely sooner rather than later. There’s no way a sexy serviceman like him could be seriously interested in someone who has never turned any heads. Still, she might as well make some sweet memories and enjoy his attention—while it lasts.
For the first time in his life, Zack wants more. Can he convince a woman who is wary of taking chances that their love is worth any risk?