Pay It Forward by Nic Starr

Forced to leave home as soon as he finished high school, Bailey McCreedy’s focus has been on earning enough money to survive. All he needs is a roof over his head and to keep his small mobile lending library running. Books are Bailey’s escape, and he loves to share the joy of reading with those who don’t have access to them.

Tom Brooks’s upbringing is very different to Bailey’s, with a loving family, a good education, and a high-flying job—that is, until things came crashing down. Tom opens a coffee shop, struggling to build his business and reluctant to accept help, operating under the misguided belief that he must pay penance for his sins. Watching Bailey work with the street kids opens Tom’s eyes to the reality that accepting help is not a sign of weakness, and that he is so much more than his past mistakes.

But as Bailey falls for Tom, with his charming manner, obvious care for others, and group of successful friends, Bailey’s own sense of self-worth threatens to tear them apart. In the face of intensifying challenges, he’s reluctant to confide in Tom, afraid he’s not good enough.

A bright future will require Bailey to heed his own advice—people aren’t defined by their failures or inability to live up to the expectations of others. It’s time for Tom to pay it forward, and Bailey needs to accept the help and love that Tom offers.